Zulazula kwimingxunya yeRhafu kunye nee-AIFs zaseYurophu

Ixesha elihlaziyiweyo: 07 Jan, 2019, 20:55 (UTC+08:00)

Ngelixa ujonge ukuyila ingxowa mali yokunyusa imali kubatyali mali, irhafu yenye yezona zinto zibalulekileyo. nangona kunjalo endaweni yokuba ngumhlaba osisigcini semithetho yolawulo Iidolophu zaseYurophu zinokubonelela ngokusasazeka kokukhetha kumzamo wokubonelela ngokusebenza, isantya sentengiso kunye nemilinganiselo eseleyo ukuze ilungele uninzi lwabarhwebi behlabathi.

Ukunqongophala kwemvumelwano yerhafu yamanye amazwe kudala idiploma enokubanzima yobunzima ngelixa kukhangelwa ekumiselweni kohlahlo-lwabiwo mali ukutsala abatyali zimali kwihlabathi liphela. Uninzi lwabaphathi ngaphambili lwalunqikaza kude ekuhleleni iinkqubo zaseYurophu ngenxa yokuntsokotha; Nangona kunjalo, ukuphucuka kobuxhakaxhaka beenkqubo zotyalo-mali ngamathuba-kunye nokufundeka kweerhafu kunye nokulawula ukulinganisela, okunxulunyaniswa neqela elikhulayo labarhwebi bakutshanje ababela ezinye izinto-indlela yokuba ixesha livuthiwe.

Misela iNgxowa-mali yamathuba aguquguqukayo

IYurophu ibonelela ngeephuli ezinomtsalane kubatyali zimali kunye neenjongo zenkxaso mali ukongeza kwinani elikhulu lezinto ezinokuhlangabezana neemfuno zabaphathi bezemali ngokwenyani kuzo zonke iiklasi zeeasethi, ulwakhiwo lwengxowa-mali, kunye neenjongo zengxowa-mali.

Isizathu salo naliphi na umphathi weengxowa-mali ojonga ukwandiswa kwe-EU kukudala ngempumelelo iqonga lotyalo-mali elinokuziqhelanisa nelikwenza konke oku kulandelayo:

Ukuseka ukuthotyelwa kwemithetho kunye nerhafu
ibonelela ngobundilele kunye nokungafihlisi
unikezela ukufikelela kwiithagethi zotyalo-mali
itsala abathengi abatsha
Ukusebenza ngokulula
igcina abathengi banamhlanje
Ukwahlula isiseko sabatyali mali
inikeza ubumfihlo kunye nokukhuselwa
ukutshintsha imeko yoLawulo

Imeko eqhubekayo eguqukayo yolawulo yenza ukuba injongo ibe yiprojekthi. Umqeshi weNtsebenziswano kunye noPhuhliso lwezeMali (i-OECD) yenze ukhukuliseko loMhlaba kunye nogqithiso lwengeniso (BEPS) ezijolise ekukhuleni koxanduva lerhafu kwihlabathi liphela. Izibonelelo ze-BEPS ziyilelwe ukuvala imingxunya kwimithetho yerhafu ejongela phantsi ukuthembeka kunye nokulingana kwezakhiwo zerhafu. Bayakugcina kwimibutho ekukhuseleni irhafu ngokusemthethweni ngokuhamba ngeendlela ezininzi-kunye nentengiselwano ye-arhente kunye neenkqubo zezinto ezingonelanga kunye neenkqubo ezazenziwe ngaphambili ngenjongo yokuthintela irhafu okanye ezisetyenziselwa ukuthoba umvuzo. le migaqo ifuna ukuba amaziko kunye notshintshiselwano abalufakayo kumboniso wezinto zoqoqosho ukuthethelela ukufumana izibonelelo ezithile kwiidomic ezisebenza kuzo. Izibonelelo ze-BEPS zingenisiwe kumthetho wobumelwane kwihlabathi liphela oko kuthetha ukuba iimali kufuneka zihlangabezane neemfuno zezinto kwaye ziqwalasele isiseko sokhukuliseko lomhlaba ngaphakathi kolawulo abasebenza kuzo.

Ngaphakathi kwimixholo yohlengahlengiso lwerhafu yaseMelika egxile kwiirhafu eziphantsi zorhwebo oludibeneyo kodwa uhlengahlengiso olwahlukileyo phantsi kovavanyo alwamkelekanga ngaphakathi kwenye indawo yengxowa mali. Amandla erhafu eyongezelelweyo yase-US ahamba ngaphakathi kwixesha elisondeleyo, ikakhulu kwimida yokuncitshiswa kokuzonwabisa, ethwele izikhokelo zenzala kunye nokuthintela kwilahleko, iimpembelelo kubaphathi bengxowa mali kunye kuluhlu lwamaxabiso. Njengamaqhophololo echibini, uhlengahlengiso lwerhafu yaseMelika lubangela ukuba imimandla eyahlukeneyo ijonge kwakhona kurhulumente.

Ukungaqiniseki okujikeleze uthethathethwano lweBrexit kuyidaka ifoto njengoko iseka isakhelo esitsha solawulo esenza ukuba kubekho amathuba amakhulu otyalo-mali. Olu phazamiseko lunokufuna ukuba nefuthe kubamelwane abakufuphi kwiiChannel Islands, eLuxembourg naseIreland njengoko beza kuguqula indawo yabo yokugcina ubundlongondlongo.

Ngelixa ucinga ngayo yonke imirhumo eqhutywa yirhafu kubalulekile ukwenza ngokuthathela ingqalelo ithuba lotyalo-mali loMlawuli weNgxowa-mali (AIFMD). Lo mgaqo ungqinelana nenkqubo-sikhokelo yolawulo ngokusetyenziswa kwepaspoti yohlahlo-lwabiwo mali ukuze isasazwe kwimimandla engaphezulu kwesinye kwaye inika ukhuseleko rhoqo ukuphucula ukhuseleko lwabathengi, ukunciphisa isoyikiso esiqhelekileyo senkxaso-mali.

Izisombululo ezikhulayo

Ekufuneni ekwenzeni ingxowa-mali ngokuchasene nemeko yolawulo lwesihloko umxholo ophambili kukumisela ulungelelwaniso lomtyali mali, imilo kunye nenkxaso mali. ngeyona nkcukacha indawo akuyo umtyali mali ekujoliswe kuye kunye notyalo-mali ekujoliswe kulo njengoko kugqitywe ngendlela yenkxaso-mali ngaba uyakwazi ukumodareyitha ifuthe elivela kulwakhiwo olwahlukileyo lwengxowa-mali nakumacandelo. Isicelo sokubeka ulwakhiwo lokutsala zonke iintlobo zabatyali zimali emnqamlezweni naphina indlela yotyalo-mali iya kuvelisa inqwaba yeendlela ezizezinye kunye nokufumana amaxabiso amaninzi eengcebiso kwangaphambi kokuba kuphakanyiswe nayiphi na imali.

Izinto ezenziwayo zokusebenza kufuneka zithathelwe ingqalelo ngelixa kusenziwa irhafu. Umhlaba werhafu kunye nommiselo unzima, ke kubalulekile ukuba uqiniseke ukuba nayiphi na imo yerhafu ithathwa njengeyona ilungileyo ngokudlula kwiakhawunti yakho kunye neengcali zomthetho werhafu, kufuneka iphononongwe kusetyenziswa iqela lolawulo lokusebenza kokusebenza. Ukukhetha ulwakhiwo olusekwe ngokupheleleyo kwimicimbi yerhafu kusenokuseta ingxowa-mali yakho ukulungiselela idiploma egqithileyo yokusebenza okuntsonkothileyo kokukhula kwentlawulo kwaye mhlawumbi kuphelise ukugcinwa kwemali yerhafu. ngokufanayo, kunokuba ngumceli mngeni ekunandipheni ngakumbi ngokunxulumene nokwenza ingxelo.

Ukuthatha isigqibo kulawulo

Isibini seedomokhrasi ze-EU zibonelela ngokuguquguqukayo, okulungelelanisiweyo, okucacileyo kunye nokuluhlaza kwirhafu kunye nenkqubo-sikhokelo yolawulo ukuseka uhlahlo-lwabiwo mali olunokuhanjiswa kubarhwebi kulo lonke elaseYurophu kunye nehlabathi. ezi zinto zisekhaya zibonelela ngeendlela zolawulo rhoqo ezihlangabezana neemfuno zezinto ze-OECD ngelixa zibonelela ngesantya sentengiso.

Kwimfuno nganye, uhlobo olukhulu lweedolophu zaseYurophu zinika impendulo ekhethiweyo, egxile. Njengomzekelo, iLuxembourg yeyona nto iphambili yokungenisa imali kwi-Yurophu kunye nokuba yindawo eqhelekileyo ekugqitywe kuyo kuhlahlo-lwabiwo mali ekufuneka lusasazeke kulo lonke elaseYurophu. abathengi abakhulu abafuna ukubetha emhlabeni behambahamba ukuze babone ulawulo lomqolo olomeleleyo, ubhetyebhetye bezithuthi ezixhasayo kunye nokuqhubeka nokubeka ukufikelela kwi-Brexit kwizibonelelo ezinyanzelayo zaseYurophu. Iindawo ezahlukeneyo kubandakanya iJersey kunye neGuernsey inokubonelela ngemizi eyongezelelweyo yomrhumo kubatyali mali / indibaniselwano yotyalo mali. loo magunya eChannel Islands akhethwe rhoqo ngabathengi behlabathi abaneepotfoliyo zepropathi zase-UK. I-Guernsey, ukuxhomekeka kwesithsaba se-U .okay., Yenza izikhokelo zayo zomthetho kunye nezikhokelo kwaye iyazilungiselela njengeyona ndawo iphambili yokuhlala "imali eluhlaza".

Eminye imimandla ebandakanya iNetherlands neIreland yongeza isakhelo serhafu kunye nesikhokelo esijolise kwingxowa mali yotyalo-mali ngoko ke akukho kunqongophala kweendlela zokuhlola.

Ngezikhokelo zerhafu ezihlala zigcina iso elisondeleyo kuhlaziyo lwerhafu kubaboneleli bakho kubalulekile ukuqinisekisa ukuba unolwazi oluphezulu oluhlaziyiweyo oza kusekela ukhetho lwendawo yokuhlala. Iimayile zayo kuwo onke amathuba okuba iBrexit inokuba nefuthe elibonakalayo kwipanorama yangoku ingakumbi kwizigqibo zekhaya malunga nemali ebandakanya abatyali mali base-UK okanye iiasethi.

Ukongeza kwindalo yetax, isantya sentengiso, ukusebenza ngokukuko, kunye namandla okuthengisa ulawulo olukhethiweyo zonke ezi zinto ziqwalaselwe kakhulu kukhetho lolawulo.

Thatha ingqalelo iYurophu

Ukwandisa iYurophu ngokuchanekileyo, kubalulekile ukudibana namaqabane afanelekileyo. Iingcali zokusebenza kunye nerhafu ngaphakathi kolunye uqoqosho lotyalo-mali zibekwe ngokufanelekileyo ukukuhambisa ngaphakathi kwamanyathelo afunekayo:

Ukufumanisa isiseko sabatyali mali ekujoliswe kuyo kwindlela yakho yenkxaso mali
Ukutshatisa ukumila neethagethi zotyalo-mali kunye nesiseko sabatyali mali
ukufumana eyona ndawo yokuhlala efanelekileyo
ukuqonda ulwakhiwo olukhulu lokusebenza
Ukukhawulezisa ixesha lengxowa ukuya kwintengiso

Imikhosi yaseYurophu iphendula kwimiceli mngeni ejongene nabaphathi benkxaso-mali ngamathuba amaninzi aneempendulo ezintsha. nokuba ithini na injongo yakho yotyalo-mali, kukho igunya eYurophu elinokukunika isiseko sekhaya se-boom.