Malta Kubhadhara Sevhisi Inopa (PSP) Rezinesi

Huwandu hwePayment Service Provider (PSPs) hwakapihwa marezenisi kuMalta waona kukura kwakakura mumakore mashoma apfuura, uye, padivi peiri kubudirira i-Gaming uye e-Commerce indasitiri, Chitsuwa chave nzvimbo yekuenda kusarudzo yekumisikidza Payment Server Vanopa.

PSP dzinogona kuita zviitiko zvakasiyana zvinosanganisira: kuitwa kwekubhadhara mutengapwe, kuburitsa uye / kana kutora zvishandiso zvekubhadhara, pamwe nekutumira mari.

Kufanana nemamwe masangano emari, maPSP haatenderwe kupihwa mari kana imwe mari inobhadharwa kubva kuruzhinji uye inofanirwa kushandisa mari chete kupa masevhisi ekubhadhara.

Nheyo dzeMutemo

PSPs dzinodzorwa muMalta pasi peMalta Financial Institutions Act (iyo "Act") iyo inochinja iyo Payment Services Directive (iyo "Directive"), kunyanya pasi peChirongwa II cheMutemo uyu. Vane marezinesi akadaro vanobvumidzwa uye vanodzorwa neMalta Financial Services Authority (iyo "MFSA"), maneja weese indasitiri yemabasa emari.

Kubatsirwa

• Kubhadhara kweEU
• 5% Inoshanda Corporate Mutero Mutero
• Vanonyanya kugona vanhu vanobatsirwa
• Kugona kuvhura bazi mune mamwe maEuropean Member States (post gore rimwe rezinesi)
• Hapana zvinorambidzwa pane zviitiko

Zvinodiwa Zvakakosha

Mukuongorora chikumbiro chekuwanikwa kweRipepa Services Rezinesi, iyo MFSA inoita "yakakodzera uye yakakodzera" bvunzo kune iye anenge achinyorera. Nechinangwa chemuedzo uyu, vagovani, vatungamiriri uye vashandi vakuru vanofanirwa kuratidza solvency, kugona uye kuvimbika mune zvese zvavanoita.

Maitiro Ekushandisa

• Izvi zvinotevera nzira dzakatemwa neMFSA yekumisikidza PSP muMalta:
• Kuzadzikiswa kwemagwaro ekunyorera
• Kugadzirisa mari yekutanga yekunyorera rezinesi ye € 3,500
• Mari inodikanwa ye € 50K- € 125K zvichienderana nebasa rakapihwa

Kuvapo Kwemunharaunda

Kuti mumwe awane PSP muMalta vanofanirwa kuve neinowanikwa munharaunda, vanofanirwa kunge vaine vashoma vatungamiriri vatatu nemumwe wavo ari weMalta. Zvakare mumwe anofanirwa kuve nevashoma vevashandi vaviri vemunharaunda vanoshanda, vemo MLRO uye Wekuteerera mukuru.

Zvakare, kumisikidza PSP muMalta imwe inofanira pakupedzisira kuda hofisi nzvimbo muMalta

Maitiro

	+		+		+		=
Kuvapo kwemunharaunda		Kugadzirisa mari yekupa marezinesi		Zvinyorwa zvekushandisa		Minimum capital; € 50,000 - € 125,000 zvinoenderana nezviitiko		Rezinesi

Maitiro Uye Nguva

Nhanho 1

Mwedzi 2: Kugadzirira

• Kunyora zvinyorwa zvakakumbirwa neVane masimba
• Kugadzirisa mari yechikumbiro
• Kusangana neMFSA (Malta Financial Services Authority) inodikanwa, isu tinokugadzirira iwe panguva yako yakanyanya nyore
• Endesa License Kunyorera

Nhanho 2

3-4 Mwedzi: Processing Nguva

• Iyo MFSA inoongorora Chikumbiro uye inoita 'Kukodzera uye Kwakakodzera Bvunzo'
• "Mukubvumirwa neMutemo."

Nhanho 3

1 - 2 Mwedzi: Kuteerera Nguva

• Kubatanidza iyo kambani
• Kuisa share capital

Kuburitswa kweRisense uye Kutanga kweBhizinesi Kubvumidzwa pakupera kweiyi nhanho

Offshore Company Corp masevhisi ekuti uwane rezinesi rako rePayment Server Vanopa muMalta ndeye 24,000 US $. Contac isu kune rumwe ruzivo.