Ukuvula iakhawunti-ii-FAQs

Oku kunyanzelekile. Uninzi lweebhanki lufuna ukuba amaxwebhu enkampani i-KYC abe nenqanaba elithile le-notary esemthethweni njengokufaneleka.

Ukuvula iiakhawunti zebhanki eHong Kong naseSingapore , kufuneka utyelelo lobuqu.

Nangona kunjalo, kweminye imimandla, enje ngeSwitzerland, iMauritius, iSt Vincent njlnjl, ungashiya uninzi lomsebenzi kwiqela lethu leengcali kwaye wonwabele izibonelelo zesicelo esikude. Yonke le nkqubo inokugqitywa kwi-intanethi kunye nangekhuriya (ngaphandle kwezimbalwa).

Ngcono ngoku, iintlanganiso ezizenzekelayo kunye noMphathi weAkhawunti yethu yeBhanki enokubambisana zinokucwangciswa ukuba uyafuna.

Funda ngokugqithisileyo:

• Kutheni uvule iakhawunti yebhanki ye-offshore ?
• Vula iakhawunti yebhanki engaselunxwemeni

Hayi. Ukuba uphawula ukhetho lokuvula i-akhawunti, siya kuthi-sisebenzisane ngokusondeleyo kunye nawe-ukhethe ibhanki efanelekileyo kwiimfuno zakho phakathi kwenethiwekhi yeebhanki eziphambili.

Ibhanki iya kuthi emva koko ithathe isigqibo sokuba ngaba i-akhawunti inokuvulwa, kuxhomekeke kwindlela abonwabe ngayo ngohlobo lweshishini lakho kunye nolwazi ngawe olunikezwe nguwe.

Funda kwakhona:

• Kutheni uvule iakhawunti yebhanki ye-offshore ?
• Vula iakhawunti yebhanki engaselunxwemeni

Emva kokungenisa onke amaxwebhu afunekayo ebhankini, ibhanki iya kwenza itshekhi yokuthobela.

Ngokubanzi, iakhawunti yebhanki inokuvunywa kwaye yenziwe isebenze kwiintsuku ezisi-7 zomsebenzi , kuxhomekeke kwibhanki oyikhethileyo.

Funda kwakhona:

• Kutheni uvule iakhawunti yebhanki ye-offshore ?
• Uyivula njani iakhawunti ye-offshore ?

Kuxhomekeke. Oku kuxhomekeke kwinkonzo yebhanki.

Sinokukuxhasa ukuvula iiakhawunti zebhanki eHong Kong, eSingapore, eSwitzerland, eMauritius, eSt. Vincent naseGrenadines naseLatvia.

Iakhawunti yebhanki engaselunxwemeni inika inqanaba eliphezulu lenkululeko, ukhuseleko kunye nenzuzo ethi kutheni uvula iakhawunti yebhanki engaphesheya kolwandle ukuze inkampani ikhulise ishishini lakho.

Amazwe amaninzi aselunxwemeni aqinisekisa ukufihlwa kwebhanki. Kweminye, imithetho efihlakeleyo yebhanki ingqongqo kangangokuba lulwaphulo-mthetho umqeshwa webhanki ukuveza naluphi na ulwazi malunga neakhawunti yebhanki okanye umniniyo. Ulawulo lwemali kumazwe aselunxwemeni lunqabile kakhulu kunakwilizwe elinerhafu ephezulu. ( Funda kwakhona : Iakhawunti yeBhanki eneemali ezininzi )

Ngaphaya koko, iiakhawunti zebhanki ezingaselunxwemeni ziyakwazi ukunqanda iindleko eziphezulu zenkonzo eziye zaba yinxalenye yebhanki yasekhaya. Iibhanki ezingaselunxwemeni zihlala zibonelela ngexabiso lenzala elinomtsalane. Amakhadi etyala kunye namatyala e-Offshore anika inqanaba elithile labucala kuba zonke izinto ezithengiweyo zitsaliwe kwiakhawunti yebhanki engaphesheya.

Kwangelo xesha, ezinye iibhanki ezingaselunxwemeni zomelele ngokwasemalini kwaye zilawulwa ngcono kuneebhanki ezinkulu zasekhaya. Injalo imeko kuba ibhanki elunxwemeni kufuneka igcine umyinge ophezulu weeasethi ezingamanzi kumatyala aqokelelweyo.

Ngenxa yezi zizathu zikhankanywe apha ngasentla kunokuba sengqiqweni ukusebenzisa i-akhawunti yebhanki kulawulo lwaselunxwemeni apho ikhuselekile kubasemagunyeni bezemali basekhaya, ababolekisi ngemali, abakhuphisana nabo, abatshati kunye nabanye abanokunqwenela ukufanele ubutyebi bakho.

Funda ngokugqithisileyo:

• Kuthatha ixesha elingakanani ukuvula i-akhawunti yebhanki ?
• Vula iakhawunti yebhanki engaselunxwemeni

Sisebenza kuphela neebhanki zodidi lokuqala, ezikwaziyo ukukunika zonke iinkonzo onokuzifuna (ukubhenka nge-intanethi, ukungaziwa kunye namakhadi etyala):

• Hong Kong (HSBC, Hang Seng, ibhanki ye-DBS)
• ISingapore (ibhanki ye-DBS, i-OCBC)
• IMauritius (i-ABC yebhanki, i-Afrasia Bank)
• ISwitzerland (ibhanki yeCIM)
• ILatvia (iRietumu bank)
• ISt. Vincent kunye neGrenadines (i-Euro Pacific bank)

Funda ngokugqithisileyo:

• Kutheni uvula iakhawunti yebhanki engaselunxwemeni
• Vula iakhawunti yebhanki engaselunxwemeni

Amaxwebhu ebhanki ahlala efuna ukuba ubonelelwe ngawo

• Iikopi eziqinisekisiweyo zesatifikethi sokufakwa kwinkampani
• Imithetho yedolophu okanye iMemorandam kunye namaNqaku oMbutho
• Isisombululo sabalawuli sokuvula iakhawunti yebhanki.

Zonke iibhanki zikwafuna ubungqina bobunini obunenzuzo ngohlobo lweekopi eziqinisekisiweyo zepaspoti kunye nezigqibo ezifanelekileyo zeBhodi.

Iibhanki kufuneka zilazi ishishini labathengi bazo kwaye ke siyakufuna ukuba abathengi basinike izicwangciso ezineenkcukacha zokusebenza kwenkampani entsha.

Njengombandela wokuvula iakhawunti entsha, uninzi lweebhanki lufuna ukuba kufakwe idipozithi yokuqala , kwaye ezinye iibhanki zinganyanzelisa ukuba kugcinwe ibhalansi encinci.

Funda kwakhona:

• Vula iakhawunti yebhanki engaselunxwemeni
• Kutheni uvule iakhawunti yebhanki ye-offshore ?

Imirhumo yebhanki ixhomekeke kwiziko eligcina iakhawunti yakho.

Ngokomndilili umrhumo wokugcina iakhawunti uza kwi-Euro 200 ngonyaka. Ngokunjalo nathi, asibizi imali eyongezelelweyo xa sele kuvulwe iakhawunti.

Funda kwakhona: Iimfuneko zokuvula iakhawunti yebhanki

Nje ukuba kuvulwe iakhawunti yebhanki, unokukhetha iakhawunti yeemali ezininzi . Oku kuyakuvumela ukuba ugcine iimali ezininzi kwiakhawunti enye.

Xa kusetyenziswa imali entsha, ibhanki izakuvula ngokuzenzekelayo "iakhawunti encinci" ukuze ungahlawuli imali yokutshintshiselana.

Funda kwakhona:

• Iimfuneko zokuvula i-akhawunti yebhanki
• Yimalini ukuvula iakhawunti yebhanki ?

Njengayo nayiphi na iakhawunti yebhanki, iimali zeakhawunti yakho yebhanki engaselunxwemeni ziya kufikeleleka ngamakhadi etyala / okutsala imali, iitsheki, ukubhenka nge-Intanethi okanye ukurhoxa ebhankini.