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Nje ukuba kuvulwe iakhawunti yebhanki, unokukhetha iakhawunti yeemali ezininzi . Oku kuyakuvumela ukuba ugcine iimali ezininzi kwiakhawunti enye.

Xa kusetyenziswa imali entsha, ibhanki izakuvula ngokuzenzekelayo "iakhawunti encinci" ukuze ungahlawuli imali yokutshintshiselana.

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