Ukukhulisa imali eYurophu: Kutheni iliXesha lilungile

Ixesha elihlaziyiweyo: 07 Jan, 2019, 20:56 (UTC+08:00)

Ukwanda koTyalo-mali oluNye

Ukudibana kotyekelo kukonyusa ukuthanda ukutya kwabatyali kwihlabathi jikelele kutyalo-mali olunamathuba. ezo zinto zibandakanya indawo yentengiso endala yenkomo yaseMelika, ukunyuka kwamaxabiso enzala, ukungazinzi kwezopolitiko kunye nembono engaqinisekanga yokunyuka kweemarike. Olunye utyalo-mali, olubandakanya udidi lweeasethi ezingaqhelekanga kunye nokulingana kwabantu, inkunzi yomsebenzi, ezolimo, iziseko zophuhliso, kunye nepropathi eyahlukileyo, inokunika uthango ngokuchasene nokungazinzi kunye nolungelelwaniso olusezantsi kutyalo-mali oluqhelekileyo.

Ukunyusa imali kwiYurophu: Kutheni iliXesha lilungile

Abathengi kuwo onke amaxabiso axabisekileyo abantu abaxabisekileyo, iiofisi zosapho, uhlahlo-lwabiwo mali lomhlala-phantsi, uhlahlo-lwabiwo mali lobutyebi, kunye nabanye abatyali mali beziko bazama ukufumana ukwahluka kwepotifoliyo, ukubuya okungcono kunye nokuncitshiswa kwamathuba kwaye ke babeka inani elonyukayo lenkunzi ngaphandle koluntu iifem yobulungisa. ngaphezulu kwe-18 yezigidigidi zeedola kwikomkhulu elingene kwi-US-based firm equity firms ngaphakathi kwesiqingatha sokuqala se-2018, ngokuhambelana nePreqin. Ukugqitywa kwemali eyi-152 kugqityiwe okokugqibela kufutshane, kuphakamisa i-6.3 yezigidigidi zeedola.

Abathengi baseYurophu bakhulisa ulwabiwo kukhetho

Le nto ndizonwabisa ngayo kwezinye iindlela zotyalo-mali kunye nokulingana komntu ngokukodwa ayithintelwanga eMelika ngeendleko zokunyuka ezifanayo ezibonwayo eYurophu. Ngokuhambelana nengxelo yemeko yolwabiwo ngobume bomxholo eveliswe ngokusebenzisa amaqabane oMxholo weNkunzi, ababi beziko bahlala bechitha imali kutyalo-mali lwamathuba ngamanani anzima ngamashumi asixhenxe anesibini eepesenti abatyali mali baseYurophu benethemba malunga nethuba lethuba Ishishini lolawulo lweeasethi kwaye lingaphezulu kwe-1/2 (60%) elenza izicwangciso zokukhulisa izikhundla zazo ze-intanethi kutyalo-mali ngamathuba ngokuphela konyaka ka-2018. ngokufanayo, ukuxhaswa kwemali kwiprojekthi eYurophu kutsala ngaphezulu kweedola ezilishumi elinanye kwi-1/2 yokuqala yowama-2018 .

Isiseko esikhulu sabarhwebi baseYurophu abanomdla kwezinye iindlela

Le nzala ekukhetheni iye yadlulela kwi-intanethi exhaphakileyo exabisa indawo yabathengi kunye nesiseko esikhulu seYurophu semali yomhlala-phantsi kunye nabarhwebi beinshurensi bajoyine abathengisi bexabiso eliphezulu ekukhangeleni izicwangciso zamathuba ezicocekileyo zokufaka imali yabo .

Abo barhwebi bavela kwimvelaphi eyahlukeneyo kunye noqoqosho kwiimarike zaseYurophu. Ezo ntengiso ziqhuba umdlalo kwiimarike ezihambele phambili ezinje nge-United Kingdom, iJamani kunye ne-Nordics ukuya kuqoqosho lokukhula kwejam kunye ne-Yurophu eseMazantsi. IYurophu inezinto ezakhiwe kakuhle ezingama-401-k ezinezicwangciso ezininzi zomhlala-phantsi nezabucala ezinikezela ngemali kutyalo-mali olunikwe ithuba lokugcina ixesha elide. Ukongeza, umrhumo wenzala ephantsi utsalile kwimibutho egubungela kwiziseko zophuhliso nakwizicwangciso-qhinga zabucala zekhredithi.

Ukutsala abatyali mali be-EU ukuphuhlisa amandla akho oMlilo

Kodwa, indawo yentengiso yabathengi yaseMelika ikhule yanda kakhulu njengoko inani eliphindaphindwayo lemali ileqa unikezelo olunqandisiweyo lwempahla esekwe e-US. Iipesenti ezingamashumi alithoba ze-US ezingezozoluntu zolondolozo mali zityalwe kwizinto zasekhaya zase-US.

Ukufumana izinto ezonyukayo kwisiseko esitsha sotyalo mali kuyonyusa amandla omlilo kubaphathi ukukhuphisana namathuba enkxaso mali kolu rhwebo lukhuphiswano.

Ulwahlulo lweSiseko sabatyali mali

Ngapha koko, kufanele kuthathelwe ingqalelo ukuba ukuqokelelwa kwabathengi be-EU kunokunciphisa isoyikiso soxinzelelo kubatyali. IYurophu inika ithuba elisisinye lokwahlula isiseko sabatyali mali njengoko abatyali mali baseYurophu bengasoloko bethobela iUS. oku kunokunceda ukubamba izinto ngamanye amaxesha anzima. Olu hlobo lwesimo sengqondo lunokuba luncedo kwiiKomiti eziCebisayo eziCwangcisiweyo (i-LPAC's) xa i-angle ekhanyayo inokuhlala ikunceda ubone ubuchule obukhethekileyo kulo naliphi na iphulo elilodwa.

Isango lokutyala imali eYurophu

Abanye abaphathi bajonga ukunyusa imali eYurophu njengesandulela kutyalo-mali kwiiasethi zaseYurophu. Ukufumana ukuqonda kumathuba otyalo-mali e-EU, umgaqo wobumelwane ngokusebenzisa ixesha elininzi elichithwe eYurophu ukuphakamisa imali yeyona ndlela ilungileyo yokubandakanya izicwangciso mali ezintsha. Abarhwebi abadumileyo baseMelika, kunye notitshala omkhulu wesizwe somhlala-phantsi kunye neNgxowa-mali yoMhlala-phantsi kaMasipala waseIllinois, benza utyalomali eYurophu ngenxa yohlahlo-lwabiwo mali lomntu. Ixesha selifikile lokuba abanye abaphathi baxhamle kwisifiso esiphakamileyo sokukhetha kunye neenkonzo ezininzi. Ukudibanisa indlela esele ikhona kunye nentengiso entsha yotyalo-mali- njengeYurophu- inamandla okwandisa indlela enokuthi inyuse imarike yaseYurophu engafakwanga, etsala i-US eyongezelelweyo kunye nabatyali mali.

Iqonga loPhuhliso lweNkunzi lwehlabathi

Kule minyaka imbalwa idlulileyo, iYurophu iguqukele kwisakhelo somthetho kunye nokusebenza kweemarike ukuze kusebenze nokusebenza okukhuselekileyo kohlahlo-lwabiwo mali. Esi sikhokelo kunye nomthetho wamalungelo otyalo-mali we-Directive Management Directive (AIFMD) uphele wamkelwa kwilizwe liphela ngendlela yabathengi kulawulo lwayo olomeleleyo. Kananjalo, ukuseta iqonga lokuzoba abathengisi be-EU nako kunokukhula kube sisiqalo sokunyusa imali kwilizwe jikelele.

Ukuxhalaba okunzima

Abaphathi abaninzi bafumanisa ithuba lokuququzelela kunye nentengiso yeengxowa-mali kwiindawo ezintsha kubunzima kunye nokukhawuleza kwabarhwebi abatsha phantsi kweseti ekhethekileyo yemigaqo-nkqubo. Bayoyika malunga namaxabiso, ixesha kunye nokuphazamiseka kude kwiziko labo labatyali mali eliphakathi. kodwa, ukusebenza namaqabane afanelekileyo kunye nokwamkela ubuchule obucwangciswe kakuhle kunganciphisa eminye yale micimbi.

IYurophu inikezela ngeendlela ezahlukeneyo zobutyebi bezindlu enye ingxowa mali. Ii-Domiciles ezibandakanya iLuxembourg, i-Ireland, iMalta, kunye neChannel Islands zibonelela ngozinzo kulawulo, ukungathathi cala kwirhafu, ukusebenza ngokukuko kunye nokukwazi ukukhupha iimoto ezintsha zotyalo-mali ngokukhawuleza. Inkqubo yolawulo ehlengahlengisiweyo kuloo mimandla inokunciphisa ixesha lokuvula imoto entsha yotyalo-mali ukuya kwiintsuku, ukuvumela ukuphunyezwa okukhawulezileyo kweempendulo ezenziwe ukulungiselela ukufezekisa iimfuno zabatyali zimali. Uhlobo olubanzi lwabathwali abaphetheyo kwihlabathi liphela livumela abaphathi ukuba babeke uluhlu lwamaxabiso ngokufanelekileyo notyalo-mali oluthintelweyo emgangathweni. Ukusebenzisa iingcebiso ezifanelekileyo ezivela kubaphathi beenkonzo, abaphathi banakho ngaphandle kweengxaki ukuhamba ngendlela enqabileyo yokhetho lwerhafu ukwenza ulwakhiwo olwenza ukuthotyelwa komtyalomali ngaphandle kokuba ngumqobo kwinkxaso mali.

i-carpe diem

Abaphathi bengxowa-mali esekwe e-US bekhangela ukunyusa imali eyongezelelweyo, ukwahlula isiseko sabatyali mali kunye neqonga lokutsala abathengisi behlabathi banokufumana ezinye zeenjongo, nangaphezulu, ngoncedo lokuseka imali eYurophu. IYurophu ibonelela ngezibonelelo ezininzi ezinokubakho kulawulo, ithuba lotyalo mali kunye neembono zokusebenza. Ngaphaya koko, ngaphezulu kweendawo zokungenela zomthetho ezikhoyo ziyafezekisa iimfuno zabaphathi phantse kuzo naziphi na iziseko zotyalo mali kunye nenjongo yenkxaso mali. thatha ukubakho kwaye ujonge iYurophu ngaxeshanye njengoko umnqweno wotyalo-mali womelele.