Kubhengi muUAE

Iyo UAE ine 23 emabhangi emuno uye 28 emabhangi ekunze. Aya masangano ezvemari, kuburikidza nematavi ebazi uye nzvimbo dzekudyidzana dzakabatana, dzinopa zvido zvemari zvevagari veUAE vangangoita mamirioni masere. Kunze kwakajairika kubhengi, UAE zvakare inopa Islamic mabhangi ayo akaona kukura kukuru mumakore achangopfuura. Mabhangi ese anopa maAutomated Teller Machine ('ATM') zvivakwa zvinoshanda pane yepakati 'Chinja' system. Mutengi webhangi chairo anogona, nekudaro, kushandisa chero rimwe bhizinesi reATM kuitisa mabhizinesi. Muchirevo chekuronga zviitiko zvebhangi, iyo UAE Central Bank yakatora mamwe matanho uye yakapa huwandu hwenongedzo mu2011 yekumisikidza zvikwereti uye mamwe masevhisi anopihwa kune Voga, kuitiswa kweIBAN, kuronga zvisungo pazvikwereti nezvimwe kumashure kweizvi mitemo mitsva yemabhengi, iyo UAE iri munzvimbo iri nani yekugadzirisa kusanzwisisika kwakashata uye mhepo dzepasirese dzinozobatsira mabhanga kuti akunde zvishoma nezvishoma mhando yeasset uye nyaya dzekuratidzwa kwechikwereti.

Mhando dzeakaunzi

Iwo akajairika marudzi eakaundi anopihwa neUAE mabhangi anotevera:

• Maakaundi emari ekunze anogona kubatwa nevagari vemunyika nekunze. Maakaunzi emari yemumba (AED) anogona kuchengetwa mumabhengi epamba 'vanobatana nekunze kwenyika uye anoshandurwa akasununguka kuita mari yekune dzimwe nyika.
• Asiri-mugari maakaundi emabhangi eAU anowanikwa mumari yemumba (AED) anotenderwa muUAE, sezvakaita maakaundi mumari dzekunze dzemabhangi asiri evagari nemakambani emari, emaindasitiri uye ekutengeserana. Asiri-mugari maakaunzi mumari yemumba (AED) anoshanduka akasununguka kuita mari yekune dzimwe nyika.
• Kufarira kunowanzo kupihwa pamaaccount ekuchengetedza uye maakaundi enguva.

Kunze kweakajairika kubhengi, UAE zvakare inopa Islamic mabhangi ayo akaona kukura kukuru mumakore apfuura.

Banking Chiremera

ICentral Bank yeUAE ndiyo inodzora emabhangi munyika uye basa rayo guru nderekuumba nekumisikidza kwemabhengi, zvikwereti nemari yezvemari. Mari yeUAE, Arab Emirate Dirham, yakanamatira kuUnited States Dollar pachiyero chakatemwa cheAED3.673: US $ 1. Pamusoro pezvo, iyo Dubai Financial Services Authority ('DFSA') ndiyo inodzora masimba kuzvinhu zvinosanganisira mabhangi, mabhanga ekudyara, mamaneja easeti akagadzwa munzvimbo yemahara, Dubai International Financial Center ('DIFC'). Iyo DIFC ndiyo yezvemari uye bhizinesi hub inobatanidza misika iri kusimukira yeMiddle East nemisika dzakasimukira dzeEurope, Asia neAmerica. Kubva payakatangwa muna2004, DIFC, inzvimbo yemahara yemari ine chinangwa, yakazvipira kukurudzira kukura kwehupfumi nekusimudzira mudunhu kuburikidza nehupfumi hwayo hwezvemabhizimusi, izvo zvinoita kuti ive nzvimbo yekusarudzika kumafemu eFinancial Services anotangisa kuvapo dunhu.

Kuwana kumari yemuno (semuenzaniso kukweretesa kwemuno)

Kupa zvivakwa zvechikwereti kumutengi zvinosiyana zvinoenderana nekwereti yemutengi, pamwe nechishuwo chechikwereti chemabhangi. Zvinhu zvinoverengeka zvinoonekwa nebhangi isati yapihwa nzvimbo dzechikwereti, kusanganisira zvinotevera:

• Mamiriro ezvinhu ebhizinesi chiitiko;
• Chimiro chepamutemo chekugadzwa;
• Kuvambwa nhoroondo yebhizinesi muAFA;
• Nzvimbo yezvemari uye ramangwana tarisiro yekusimudzwa; uye
• Management. Zvinyorwa zvakakosha zvinodiwa nemabhangi kuitira kuti vhure maakaundi zvinotevera:
• Kopi yeanoshanda rezinesi rezinesi kana chitupa chekubatanidzwa;
• Kopi yesimba regweta kana bhodhi resolution;
• Makopi ePasipoti, kusanganisira mvumo dzekugara, dzevanhu vakakosha; uye
• Kopi yeiyo inoshanda kamuri yekutengesa chitupa kunyoresa (kunyanya kumakambani mashoma emitoro uye matavi emakambani ekunze).

Verenga zvimwe

• Mutero muUAE
• Offshore kambani kuumbwa muUAE
• Vhura account yebhangi muUAE