Imisebenzi Yamakhasimende: - Izaziso
Sizokwazisa kuphela izindaba ezintsha nezinhle kuwe.
Ukuhlangana kokuthambekela kukhulisa isifiso sabatshalizimali emhlabeni jikelele ngokutshalwa kwamathuba. lezo zinto zifaka imakethe yezinkabi endala yase-US ekhulayo, amanani entengo akhuphukayo, ukungazinzi kwezepolitiki kanye nombono ongaqiniseki wezimakethe ezikhulayo. okunye ukutshalwa kwezimali, okubandakanya izigaba zezimpahla ezingajwayelekile kanye nokulingana komuntu siqu, imali yokusebenza, ezolimo, ingqalasizinda, nempahla yangempela eyehlukile, kunganikeza uthango olumelana nokuntengantenga nokuhlobana okuphansi nokutshalwa kwemali okujwayelekile.
Abathengi kuyo yonke inqwaba yabantu ababiza imali eningi, amahhovisi emindeni, isabelomali sempesheni, isabelomali sezomnotho esizimele, nabanye abatshalizimali bezikhungo bazama ukuthola ukwehluka kwephothifoliyo, ukubuyisa okungcono nokuncishiswa kwamathuba ngakho-ke babeka inani lenyuka lemali kubantu abangekho emphakathini amafemu okulingana. imali engaphezulu kwamaRandi ayizigidi eziyizinkulungwane ezingama-18 ingene ezinkampanini ezizimele ngokuphelele ezisuselwa e-US engxenyeni yokuqala yonyaka we-2018, ngokuhambisana ne-Preqin. okuphelele kwezezimali eziyi-152 kuqedile okokugcina eduze, kuphakamisa ama- $ 6.3 billion.
Lokhu kuzilibazisa ekutshalweni okuhlukile nokulunga komuntu ikakhulukazi akukhawulelwe eMelika ngezindleko ezifanayo zokukhuphuka ezibonakala eYurophu. ngokuhambisana nombiko wesimo se-Context Allocator wesimanje okhiqizwe ngokusebenzisa abalingani be-Context Capital, ababi bezikhungo baqhubeka nokusebenzisa imali ekutshalweni kwamathuba ngamanani amakhulu kanti abatshalizimali base-Yurobhu baba ngamashumi ayisikhombisa nambili abanethemba elifanele mayelana nethuba lelo thuba ibhizinisi lokuphathwa kwempahla futhi elingaphezu kuka-1/2 (60%) elenza izinhlelo zokuqhakambisa izikhundla zalo ze-inthanethi ekutshalweni kwamathuba ngokuphela konyaka ka-2018. .
Le ntshisekelo yezinketho idlule indawo ejwayelekile ye-intanethi efanelekile yabathengi kanye nesisekelo esikhulu sempesheni yezikhungo kanye nabathengisi bomshuwalense baseYurophu bajoyine abathengisi abanenani eliphakeme lokufuna amasu wamathuba ahlanzekile okufaka imali yabo .
Labo bathengisi bavela ekuhlanganisweni kwezizinda ezahlukahlukene nomnotho ezimakethe zaseYurophu. lezo zimakethe zigijimisa umdlalo kusuka ezimakethe ezithuthuke ngokuphelele njenge-United Kingdom, i-Germany kanye ne-Nordics kuya emnothweni wokukhula wejamu kanye ne-Southern Europe. IYurophu inengqalasizinda eguqulwe kahle engama-401-k enezinhlelo eziningi zempesheni zomphakathi nezizimele ezinikezela ngemali kutyalo-mali olunikwe amandla ngokusebenzisa umkhawulo wabo wokutshala imali wesikhathi eside. Ngaphezu kwalokho, imvelo enenzalo ephansi idonsele ekuhlanganiseni izinkampani kwingqalasizinda nakumasu wesikweletu sangasese.
Kepha, imakethe yezimfanelo zomuntu siqu yase-US ikhule yagcwala kakhulu njengoba inani lemali eliphindaphindwayo lijaha ukunikezwa okuvinjelwe kwempahla esekwe e-US. Amaphesenti angamashumi ayisishiyagalolunye wemali yezimali yase-United States engatshali umphakathi itshalwe kuzinto zasekhaya zase-US.
Ukuthola izimpahla ezandayo ezivela kubatshalizimali abasha sha kuzokhulisa amandla abaphathi okuncintisana ukuthola amathuba emali kulo makethe oncintisana kakhulu.
Ngaphezu kwalokho, kufanele kubhekwe ukuthi ukuba neqoqo labathengi be-EU kunganciphisa usongo lokuhlushwa kwabatshalizimali. IYurophu inika ithuba eliyingqayizivele lokwehlukanisa isisekelo sabatshalizimali njengoba abatshalizimali baseYurophu bengeke bahambisane ngaso sonke isikhathi ne-US eyenza izici zokutshala imali. lokhu kungasiza ukubamba izinto ngezikhathi ezithile ezinzima. Leso sitayela sesimo sengqondo singaba yinzuzo kumakomidi e-Advisory Committees (LPAC's) ahlanganisiwe lapho i-angle ekhanyayo ivame ukusiza ukubona inqubo ehlukile kunoma yimuphi umsebenzi ohlukile.
Abanye abaphathi babheka ukukhulisa imali eYurophu njengesandulela sokutshalwa kwezimali kwempahla yaseYurophu. Ukuthola ukuqonda ngamathuba okutshalwa kwezimali e-EU, ukulawulwa komakhelwane ngokusebenzisa isikhathi esiningi esichithwe eYurophu ukukhulisa imali kuyindlela enhle yokufaka amasu amasha okuxhasa. Abadayisi abadumile baseMelika, kanye ne-apple apple nation Retirement gadget kanye ne-Illinois Municipal Retirement Fund, benza utshalomali eYurophu ngokusebenzisa isabelozimali somuntu siqu. Isikhathi sesifikile sokuba abanye abaphathi basebenzise isifiso esiphakeme sezinketho ngezinsizakalo eziningi. Ukubhangqa indlela esivele ikhona nemakethe entsha sha yokutshala izimali - njenge-Europe - inamandla okwengezwa kwendlela okungaheha ngayo imakethe yaseYurophu engaphenduliwe, ihehe abengeziwe baseMelika nabatshalizimali.
Eminyakeni embalwa, iYurophu iguqukele uhlaka lwezomthetho kanye nemikhuba yezimakethe ukwenza ukusebenza kahle nokuphephile kwesabelomali sokutshala imali. Lolu hlaka futhi ikakhulukazi umthetho wamathuba okutshalwa kwezimali we-Fund Managers Directive (AIFMD) ugcine uqashelwa umhlaba wonke ngabathengi ngokuphatha kwawo okuqinile. Kanjalo, ukusetha ipulatifomu yokudweba abathengisi be-EU nakho kungakhula kube yindawo yokuqala yokuphakamisa imali emhlabeni jikelele.
Abaphathi abaningi bathola ithuba lokuhlela nokukhangisa okuhlukahlukene kwesikhwama ezindaweni ezintsha kubathengisi abasha ngokuzikhandla nangokushesha ngaphansi kwezinqubomgomo ezikhethekile ezingasetshenziswanga. Basaba cishe intengo, isikhathi futhi baphazanyiswa kude nesisekelo sabo sabatshalizimali abaphakathi. kepha, ukusebenza nabalingani abafanele nokwamukela inqubo ehlelwe kahle kunganciphisa ezinye zalezi zinkinga.
IYurophu inikela ngezinhlobonhlobo zeziphathimandla ezicebile zokwakha esinye isikhwama sokutshala imali. Ama-Domiciles afaka phakathi iLuxembourg, i-Ireland, iMalta, neChannel Islands ahlinzeka ngozinzo lokulawula, ukungathathi hlangothi kwentela, ukusebenza kahle kanye nokukwazi ukukhipha izimoto ezintsha zokutshala imali ngokushesha. Imibuso ehlelekile yokulawula kulezo ziphathimandla inganciphisa isikhathi sokuvula imoto entsha yokutshala imali ibe yizinsuku, ivumela ukuqaliswa okusheshayo kwezimpendulo ezenziwe ukufeza izidingo zabatshalizimali. Uhlobo olubanzi lwabathwali bezinkampani ezithwala umhlaba wonke luvumela abaphathi ukuthi basethe uhla lwamanani ngempumelelo ngokutshalwa kwemali okuvinjelwe phansi. Esebenzisa izeluleko ezifanele ezivela kubathwali bezinsizakalo, abaphathi ngaphandle kwezinkinga bangazulazula ezinkingeni zezinketho zentela ukudala izinhlaka ezenza ukuthi umtshali-zimali alandele umyalo wakhe ngaphandle kokuba yisithiyo sokuxhasa ukusebenza.
Abaphathi besikhwama esizinze e-US befuna ukukhulisa imali ethe xaxa, bahlukanise isisekelo sabatshalizimali babo futhi basebenzise ipulatifomu yokuheha abathengisi bomhlaba wonke nabo bangathola ezinye zalezi zinhloso, nokuningi, ngosizo lokusungula ezezimali eYurophu. IYurophu inikela ngezinzuzo eziningi ezingaba khona kusukela ekuqondisweni, ithuba labatshalizimali kanye nasezincwadini zokusebenza. Ngaphezu kwalokho, kunezindawo ezingaphezu kweyodwa zokungena kwezomthetho ukufeza izidingo zabaphathi cishe nganoma yisiphi isisekelo sabatshali zimali kanye nenhloso yoxhaso. bamba okungenzeka futhi ubheke iYurophu ngasikhathi sinye njengoba isifiso sabatshalizimali sinamandla.
BHALISA EZIBUYENI ZETHUIzindaba zakamuva nemininingwane evela emhlabeni wonke elethwe kuwe ngochwepheshe be-One IBC
Sihlala siziqhenya ngokuba ngumhlinzeki wezinsizakalo zezezimali nezinkampani ezimakethe ezimakethe zomhlaba wonke. Sinikeza inani elincono nelincintisana kakhulu kuwe njengamakhasimende anenani eligugu lokuguqula izinhloso zakho zibe yisixazululo ngohlelo lokusebenza olucacile. Isixazululo Sethu, Impumelelo Yakho.
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