Ukuvula i-akhawunti - Imibuzo evame ukubuzwa

Lokhu kumele. Amabhange amaningi adinga ukuthi imibhalo yenkampani i-KYC ibe nezinga elithile lommeli wezomthetho njengokufaneleka.

Ukuvula ama-akhawunti asebhange eHong Kong naseSingapore , ukuvakashelwa komuntu siqu kuyadingeka .

Kodwa-ke, kwezinye iziphathimandla, njengeSwitzerland, iMauritius, iSt Vincent njll, ungashiya umsebenzi omningi kuthimba lethu lochwepheshe futhi ujabulele inzuzo yokufaka isicelo esikude. Yonke inqubo ingaqedwa ku-inthanethi nange-courier (ngaphandle kokumbalwa).

Okungcono futhi, kungahlelwa umhlangano owenziwe ngokwezifiso neMenenja ye-Akhawunti Yasebhange esebenzisana nathi uma ufisa.

Funda kabanzi:

• Kungani uvule i-akhawunti yasebhange ye-offshore ?
• Vula i-akhawunti yasebhange engaphesheya kwezilwandle

Cha. Uma uthikha inketho yokuvula i-akhawunti yasebhange, sizosebenzisana eduze nawe-sikhethe ibhange elifanela izidingo zakho kakhulu kwinethiwekhi yethu yamabhange amakhulu.

Ibhange lizobe selinquma ukuthi ngabe i-akhawunti ingavulwa yini, kuya ngokuthi zikhululeke kangakanani ngohlobo lwebhizinisi lakho kanye nemininingwane yomuntu oyinikezwe nguwe.

Funda futhi:

• Kungani uvule i-akhawunti yasebhange ye-offshore ?
• Vula i-akhawunti yasebhange engaphesheya kwezilwandle

Ngemuva kokuhambisa yonke imibhalo edingekayo ebhange, ibhange lizokwenza isheke lokuthobela umthetho.

Ngokuvamile, i-akhawunti yasebhange ingavunywa futhi ivulwe ezinsukwini zokusebenza eziyi- 7 , kuya ngebhange lakho ozikhethele lona.

Funda futhi:

• Kungani uvule i-akhawunti yasebhange ye-offshore ?
• Ungayivula kanjani i-akhawunti engaphesheya kwezilwandle ?

Kuya. Lokhu kwenziwa yinsizakalo yasebhange.

Singakusekela ukuthi uvule ama-akhawunti asebhange eHong Kong, eSingapore, eSwitzerland, eMauritius, eSt. Vincent naseGrenadines naseLatvia.

I- akhawunti yasebhange engaphesheya kwezilwandle inikeza izinga eliphakeme lenkululeko, ukuphepha, kanye nenzuzo yokuthi kungani uvulela i-akhawunti yasebhange engaphesheya kwenkampani ukuze ikhule ibhizinisi lakho.

Amazwe amaningi angaphesheya kwezilwandle aqinisekisa imfihlo yasebhange. Kweminye, imithetho yokugcinwa kwemfihlo yasebhange iqine kangangokuba kuyicala ukuthi umsebenzi wasebhange adalule noma yiluphi ulwazi nge-akhawunti yasebhange noma umnikazi wayo. Ukulawulwa kwemali emazweni aphesheya kwezilwandle kunzima kakhulu kunasemazweni anentela ephezulu. (Funda futhi : I- akhawunti yasebhange enezimali eziningi )

Ngaphezu kwalokho, ama-akhawunti asebhange aphesheya kwezilwandle ayakwazi ukugwema izindleko zensizakalo eziphakeme ezibe yingxenye yamabhange asekhaya. Amabhange ase-Offshore ngokuvamile anikela ngamanani wenzalo ekhangayo kakhulu. Amakhadi esikweletu nawasebhange ase-Offshore anikela ngezinga elithile lobumfihlo ngoba konke ukuthenga kudonswa kwi-akhawunti yasebhange engaphesheya.

Ngasikhathi sinye, amanye amabhange aphesheya kwezilwandle aqinile ngokwezezimali futhi aphethwe kangcono kunamabhange amakhulu asekhaya. Lokhu kunjalo ngoba ibhange elingaphesheya kwezilwandle kufanele ligcine isilinganiso esiphezulu sezimpahla ezingamanzi kuzikweletu eziqoqiwe.

Ngenxa yalezi zizathu ezibalulwe ngenhla kungaba nengqondo ukusebenzisa i-akhawunti yasebhange endaweni engaphesheya kwezilwandle lapho kuphephe khona kuziphathimandla zezimali zasekhaya, ababolekisi, abancintisana nabo, abashade nabo kanye nabanye abangafisa ukwabela umcebo wakho.

Funda kabanzi:

• Kuthatha isikhathi esingakanani ukuvula i-akhawunti yasebhange ?
• Vula i-akhawunti yasebhange engaphesheya kwezilwandle

Sisebenza kuphela namabhange ekilasi lokuqala, akwazi ukukunikeza zonke izinsizakalo ongazidinga (ukubhenka nge-inthanethi, amakhadi esikweletu angaziwa namakhadi asebhange) njenge:

• I-Hong Kong (HSBC, Hang Seng, ibhange le-DBS)
• ISingapore (ibhange le-DBS, i-OCBC)
• IMauritius (ibhange le-ABC, i-Afrasia Bank)
• ISwitzerland (Ibhange le-CIM)
• ILatvia (Ibhange laseRietumu)
• ISt. Vincent kanye neGrenadines (ibhange le-Euro Pacific)

Funda kabanzi:

• Kungani uvule i-akhawunti yasebhange engaphesheya kwezilwandle
• Vula i-akhawunti yasebhange engaphesheya kwezilwandle

Imibhalo yasebhange imvamisa idinga ukuthi ubanikeze yona

• Amakhophi aqinisekisiwe esitifiketi senkampani sokufakwa
• Ama-Bylaws noma iMemorandamu kanye ne-Articles of Association
• Isinqumo sabaqondisi sokuvula i-akhawunti yasebhange.

Wonke amabhange nawo adinga ubufakazi bobunikazi obuzuzisayo ngendlela yamakhophi aqinisekisiwe ama-passport kanye nezinqumo ezifanele zeBhodi.

Amabhange kufanele alazi ibhizinisi lamakhasimende abo ngakho-ke sizodinga ukuthi amakhasimende asinikeze izinhlelo eziningiliziwe zokusebenza kwenkampani entsha.

Njengombandela wokuvula i-akhawunti entsha, amabhange amaningi adinga ukuthi kufakwe idiphozi yokuqala , kanti amanye amabhange angagcizelela ukuthi kugcinwe amabhalansi amancane.

Funda futhi:

• Vula i-akhawunti yasebhange engaphesheya kwezilwandle
• Kungani uvule i-akhawunti yasebhange ye-offshore ?

Izimali zebhange zincike kusakhiwo esiphethe i-akhawunti yakho.

Ngokwesilinganiso imali ekhokhelwa ukugcina i-akhawunti ifika cishe ku-Euro 200 ngonyaka. Kepha thina, asikhokhisi enye imali uma i-akhawunti isivuliwe.

Funda nalokhu: Izidingo zokuvula i-akhawunti yasebhange

Lapho i-akhawunti yasebhange isivuliwe, ungakhetha i-akhawunti yezimali eziningi . Lokhu kuzokuvumela ukuthi ugcine izimali eziningana ku-akhawunti efanayo.

Uma kusetshenziswa imali entsha, ibhange lizovula ngokuzenzakalela i- "sub-account" ukuze ungakhokhi imali yokushintshanisa.

Funda futhi:

• Izidingo zokuvula i-akhawunti yasebhange
• Kubiza malini ukuvula i-akhawunti yasebhange ?

Njenganoma iyiphi enye i-akhawunti yasebhange, izimali ze-akhawunti yakho yasebhange yasenkampanini engaphesheya kwezilwandle zizotholakala ngamakhadi wesikweletu / asebhange, amasheke, ukubhenka nge-inthanethi noma ukuhoxa ebhange.