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Ho banka ho UAE

Nako e ntlafalitsoeng: 08 Jan, 2019, 19:12 (UTC+08:00)

UAE e na le libanka tsa lehae tse 23 le libanka tsa kantle ho naha tse 28. Litsi tsena tsa lichelete, ka marang-rang a tsona a makala le litsi tsa lits'ebeletso tse kopanetsoeng, li fana ka litlhoko tsa lichelete tsa baahi ba UAE ba ka bang limilione tse 8.2. Ntle le banka e tloaelehileng, UAE e boetse e fana ka libanka tsa Islamic tse boneng kholo e kholo lilemong tsa morao tjena. Libanka tsohle li fana ka lisebelisoa tsa Automated Teller Machine ('ATM') tse sebetsang ho sistimi e bohareng ea 'switch'. Moreki oa banka e itseng, ka hona, a ka sebelisa ATM efe kapa efe ea banka ho etsa litšebelisano tsa banka. Moelelong oa ho hlophisa mesebetsi ea banka, Banka e Kholo ea UAE e nkile mehato e itseng mme ea fana ka litaelo tse ngata ka 2011 bakeng sa ho laola mekoloto le lits'ebeletso tse ling tse fuoang Batho ka bomong, ts'ebetsong ea IBAN, ho laola lipehelo tsa mekoloto jj. melao e ncha ea lekala la libanka, UAE e maemong a matle a ho tobana le maemo a mabe a leholimo le likhahla tsa lefats'e tse tla thusa libanka ho hlola butle-butle boleng ba thepa le litaba tsa ho pepesetsoa mokoloto.

Ho banka ho UAE

Mefuta ea ak'haonte

Mefuta e atileng haholo ea liakhaonto e fanoang ke libanka tsa UAE ke tse latelang:

  • Liakhaonto tsa lichelete tsa kantle ho naha li ka ts'oaroa ke baahi kahare le kantle ho naha. Liakhaonto tsa chelete ea lapeng (AED) li ka ts'oaroa ho balekane ba mose ho maoatle ba libanka tsa lehae mme li ka fetoloa ka bolokolohi ho ba chelete ea kantle ho naha.
  • Liakhaonto tsa banka tseo e seng tsa moahi tsa UAE tse entsoeng ka chelete ea lehae (AED) lia lumelloa ho UAE, joalo ka liakhaonto tsa lichelete tsa kantle ho naha tseo e leng tsa libanka tseo e seng baahi le lik'hamphani tsa lichelete, tsa indasteri le tsa khoebo. Liakhaonto tsa bao e seng moahi ka chelete ea lapeng (AED) li ka fetoloa ka bolokolohi ho ba chelete ea kantle ho naha.
  • Ka kakaretso ho fanoa ka phaello ho liakhaonto tsa poloko le liakhaonto tsa peeletso ea nako

Ntle le banka e tloaelehileng, UAE e boetse e fana ka libanka tsa Islamic tse boneng kholo e kholo lilemong tsa morao tjena.

Tlanya Likaroloana
Litlaleho tsa polokelo Tefo le phetisetso - Matlotlo a mangata a metsi
Litlaleho tsa hajoale Licheke tsa litefo tsa letsatsi le letsatsi (li-overdraft li fumaneha ho latela boemo ba mokitlane)
Nako e bolokiloeng Ho khutla ka tieo ka sekhahla se phahameng sa phaello, lichelete tse fapaneng le li-tenors

Bolaoli ba Banka

Banka e Kholo ea UAE ke bolaoli ba taolo ea libanka naheng mme boikarabello ba eona ba mantlha ke ho theha le ho kenya tšebetsong melaoana ea libanka, mokoloto le lichelete. Chelete ea UAE, Emirate Dirham ea Maarabia, e kokotletsoe ho Dollar ea United States ka sekhahla se lekantsoeng sa AED3.673: US $ 1. Ntle le moo, Lekhotla la Litšebeletso tsa Lichelete la Dubai ('DFSA') ke molaoli oa taolo bakeng sa likhoebo tse kenyeletsang libanka, libanka tsa matsete, batsamaisi ba thepa ba thehiloeng sebakeng sa mahala, Dubai International Financial Center ('DIFC'). DIFC ke setsi sa lichelete le sa khoebo se hokahanyang mebaraka e hlahang ea Middle East le mebaraka e tsoetseng pele ea Europe, Asia le Amerika. Ho tloha ts'ebetsong ea eona ka 2004, DIFC, sebaka se hahelletsoeng ka boomo sa lichelete, e ikemiselitse ho khothaletsa kholo ea moruo le nts'etsopele tikolohong ka metheo ea eona e matla ea lichelete le ea khoebo, e e etsang sebaka sa khetho bakeng sa lifeme tsa Litšebeletso tsa Lichelete tse thehang boteng ho tsona. sebaka.

Ho fihlella lichelete tsa lehae (mohlala, kalimo ea lehae)

Ho fa moreki lits'ebeletso tsa mokoloto ho fapana ho latela maemo a mokoloto a moreki, hammoho le takatso ea libanka ea libanka. Ho na le lintlha tse 'maloa tseo banka e li shebang pele e fana ka lits'ebeletso tsa mokitlane, ho kenyeletsoa tse latelang:

  • Mofuta oa tšebetso ea khoebo;
  • Boemo ba molao ba setheo;
  • Nalane ea nalane ea khoebo ho UAE;
  • Boemo ba lichelete le tebello ea bokamoso ba setsi; le
  • Tsamaiso. Litokomane tsa bohlokoa tse hlokoang ke libanka ho bula liakhaonto ke tse latelang:
  • Kopi ea laesense e sebetsang ea khoebo kapa setifikeiti sa kenyelletso;
  • Kopi ea matla a 'muelli kapa qeto ea Boto;
  • Likopi tsa phasepoto, ho kenyeletsoa le tumello ea ho lula, tsa batho ba bohlokoa; le
  • Khopi ea setifikeiti sa ngoliso ea khoebo e sebetsang (haholo bakeng sa lik'hamphani tse nang le mekoloto e fokolang le makala a lik'hamphani tsa kantle ho naha).

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